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@avlcharlie @dalias the high deductible plans are probably affordable for people in their 20s. I'm in my 50s so even though I'm healthy the prices are jacked up. I also live in a rural county and the prices here are a lot higher than the neighboring county with a large city. The county line is two miles from my house.
@Jennifer @avlcharlie If you're between 125% and 200% of poverty level income, even at age 50 bronze plans are basically free (fully subsidized). I just ran some numbers on the KFF calculator and they seem to agree.
Of course when you have significant income but also need that income for housing or other big expenses, it gets a lot messier. 
@dalias @avlcharlie I'm not going to tell you my household income but I don't have significant income, basically middle class. Not upper middle class. Sure I guess technically I could afford an extra $1000+/month bill if I drastically reduced what I put into savings to prepare for retirement but that would be fucking stupid.
@dalias @avlcharlie and just some context--my husband got laid off from an engineering job in 2018 when he was 62. He hadn't been planning to retire until 67 and he wasn't financially ready yet. He couldn't find another job and the cheapest ACA plan then was $2600/month. I went back to a corporate job for insurance but made much less than with my indie biz, it set us back years as far as retirement savings. My husband is now on SS and Medicare but still works part time. I've managed just last year to claw my way back up to a comfortable salary where I can focus on savings since I'm close to retirement. Paying $700/a month for just insurance+everything out of pocket is highway robbery.